Checkout Saver Seller Agreement

Last updated: January 17, 2026

This Seller Agreement is between you (“Seller”) and Checkout Saver (“Checkout Saver,” “we,” “us”). It applies only if you offer a gift card to Checkout Saver for purchase. It does not make you a party to a contract with a later buyer of that card.

1. Definitions

These words have the following meanings. Submission, acceptance, ownership, a payable, and a withdrawable amount are different events.

• Checkout Saver means the operator of CheckoutSaver.com. The legal entity name is Checkout Saver LLC.
• Seller means the person who submits an Offer.
• Gift Card means a closed-loop card, code, or similar instrument redeemable for goods or services of a named retailer or a defined set of locations, together with the right to use the remaining balance, to the extent that right can legally be transferred.
• Gift Card Credentials means the card number, PIN, claim code, barcode data, or other secret needed to redeem the Gift Card.
• Card Balance means the redeemable value Checkout Saver verifies, not a value you type in without verification.
• Offer means your submission of a Gift Card for Checkout Saver to consider buying. An Offer is not a completed sale.
• Purchase Acceptance means Checkout Saver’s explicit acceptance of an Offer. Listing a card, passing an automated format check, or showing a quote is not Purchase Acceptance.
• Purchase Price means the amount Checkout Saver agrees to pay you for that Gift Card at Purchase Acceptance.
• Seller Proceeds means the Purchase Price, as later adjusted under this Agreement. Seller Proceeds are a debt Checkout Saver owes you for a completed purchase. They are not a stored-value balance you can send to someone else.
• Pending Proceeds means Seller Proceeds that have been recorded and are not yet available to withdraw.
• Available Proceeds means Seller Proceeds that have finished the holding period and are not subject to a permitted additional hold.
• Verification means the checks Checkout Saver uses before or after Purchase Acceptance, including balance checks and requests for proof of how you obtained the card.
• Holding Period means the 30 calendar days described in section 6.
• Risk Reserve means an additional amount or time, defined for a stated reason, during which unpaid Seller Proceeds stay unpaid. It is not an open-ended right to keep your money.
• Fraudulent Card means a Gift Card that was not lawfully yours to sell, was obtained or funded by fraud, or was misdescribed in a material way.
• Unauthorized Balance Reduction means a drop in Card Balance that you did not cause and that Checkout Saver did not authorize.
• Rejected Card means a Gift Card Checkout Saver declines. No purchase occurs.
• Returned Card means a Gift Card Checkout Saver gives back after a cancellation that this Agreement allows.
• Completed Purchase means Purchase Acceptance has occurred and Checkout Saver has recorded the purchase. Resale to a buyer is a later transaction between Checkout Saver and that buyer.
• Payout means Checkout Saver’s payment of Available Proceeds to you through a method this Agreement allows.
• Business Day means a day other than a Saturday, Sunday, or Florida bank holiday.

2. Eligibility

You may submit an Offer only if all of the following are true:

• You are at least 18 years old and able to enter a contract.
• Your account registration information is accurate and kept up to date.
• You complete identity verification when Checkout Saver requires it for your payout or your risk review.
• You are the lawful holder of the Gift Card, or you have authority from the lawful holder to transfer whatever rights can be transferred.
• You are not a sanctioned person, and you are not submitting the card for a sanctioned person.
• You are not using a false, stolen, or synthetic identity, or an account that belongs to someone else without disclosure and authority.

Checkout Saver may ask for more verification based on risk. Refusal can result in a Rejected Card or a delay of unpaid Seller Proceeds. Checkout Saver will tell you what is needed unless the law or a processor forbids that notice.

3. Offer, acceptance, and ownership

Submitting a Gift Card is an offer to sell it to Checkout Saver. Checkout Saver may verify the card, reject it, ask for documents, or accept it. Silence, a quote, or a “pending review” status is not acceptance.

If retailer terms suggest the rights to a card are not transferable, Purchase Acceptance transfers only the limited right the retailer actually allows, and Checkout Saver may reject or later reverse the purchase as a warranty matter.

On explicit Purchase Acceptance, and only to the extent the rights are transferable:

• You transfer those rights to Checkout Saver.
• Checkout Saver becomes the holder for its own account, not your agent.
• Checkout Saver may hold, market, transfer, redeem where the retailer allows, or resell the Gift Card.
• You give up the right to use the Gift Card.
• You become entitled to Seller Proceeds, subject to verification, the Holding Period, and possibly a defined Risk Reserve and later adjustment.
• Checkout Saver records the purchase on its own books as a purchase and a payable.
• Checkout Saver, not you, is responsible to any later buyer. That buyer contracts with Checkout Saver separetely.

A conditional inspection is not Purchase Acceptance. If Checkout Saver holds credentials only to check a balance, it has not bought the card until it sends an explicit acceptance.

4. Seller warranties

For each Offer, you represent and warrant that:

• The Gift Card is lawful and authentic, and the Card Balance you rely on is accurate at submission.
• It is not stolen, not the product of fraud, and not subject to an unauthorized claim.
• You have not already sold it, listed it elsewhere, or kept an undisclosed duplicate or copy of the credentials.
• You did not obtain the credentials by unauthorized access, and the payment method used to buy the card was not compromised or stolen.
• The card was not purchased with stolen funds and did not come from a scam, and you have not concealed a material fact.
• The submission complies with retailer transfer restrictions that you know about, or you have disclosed the restriction.

You must promptly disclose anything you learn that would make a warranty untrue.

5. Exclusive control after acceptance

After Purchase Acceptance you must not redeem the Gift Card, check its balance in order to use it, transfer it, share or publish the credentials, lock the card, sell it to anyone else, associate it with an account at the gift card retailer, give it to another person, try to recover control, or interfere with Checkout Saver’s use.

You are not automatically liable for every later change in Card Balance. Liability depends on your warranties, the evidence, a misrepresentation, a compromise you caused, or another ground this Agreement states.

6. Seller proceeds and holding period

At Purchase Acceptance, Checkout Saver records Seller Proceeds as Pending Proceeds. Pending Proceeds are not withdrawable.

The Holding Period is 30 calendar days starting at the Purchase Acceptance timestamp. When that period ends, eligible Seller Proceeds become Available Proceeds unless a permitted additional hold applies.

Checkout Saver may place a further hold only for a defined, reviewable, and lawful reason, including identity verification, suspected fraud, a dispute, source-of-funds review, sanctions, a law-enforcement request, a processor restriction, or an apparent warranty breach. Checkout Saver will not use an unlimited discretionary hold. A hold of unpaid Seller Proceeds is a delay in paying Checkout Saver’s own purchase obligation. Calling that amount “pending” does not decide whether a money-transmission or stored-value law applies. That classification is a legal question, not a label.

You may not transfer Seller Proceeds to another person, use them to pay a third party, move them to another Checkout Saver account, exchange them between currencies, or deposit extra money into them. Seller Proceeds are amounts owed by Checkout Saver, not a general-purpose wallet, and are not a remittance product. They may only be withdrawn to an external account, such as PayPal, that is registered to you.

7. Balance depletion and adjustments

If the Card Balance drops unexpectedly before Checkout Saver has disposed of the card, Checkout Saver will treat that as an incident: preserve records, and determine whether the drop was authorized by Checkout Saver or is attributable to Checkout Saver’s own access. Checkout Saver will also consider retailer adjustments, retailer error, a delayed redemption, and a chargeback on the original purchase of the card.

Checkout Saver may suspend new Offers where warranted and may restrict unpaid Seller Proceeds where this Agreement permits, while it investigates. It will notify you when notice is appropriate and will not tip off a person where the law forbids that notice.

A balance decrease is not, by itself, conclusive proof of fraud. Remedies apply if a warranty breach is established. However, most instances are treated as fraud and the seller will be banned from making new Offers.

If Checkout Saver has already resold the card, Checkout Saver remains the seller of record to the buyer. Your dispute with Checkout Saver does not make you the buyer’s seller. Checkout Saver may still adjust unpaid Seller Proceeds if your warranty failed.

8. Cancellation and return

You may ask to cancel an Offer if Checkout Saver has not accepted it, or has not committed or transferred the card. Cancellation is automatic if the Offer is in an early stage of approval.

When Cancellation occurs Checkout saver will record the decision, reverse unpaid Seller Proceeds, restore your rights to the extent it can, release credentials it still controls, end any ownership it took, and keep the history.

If the card has already been resold, cancellation may be unavailable. Checkout Saver does not promise that credentials can be made exclusive to you again after they have been disclosed.

9. Fraud prevention and termination

You consent, as described in the Privacy Policy, to Checkout Saver’s use of device, browser, network, IP, session, and account-behavior information, account relationships, identity-verification results when collected, history, and card outcomes, to prevent fraud and to operate the purchase program.

Checkout Saver may reject a card, request documents, suspend new Offers, or terminate the selling relationship when the evidence supports that action. An internal risk flag is a review tool. A similarity between accounts, or a shared IP address, is not by itself proof of fraud. Households, VPNs, and carrier-grade NAT can share addresses. High-impact decisions, including a permanent selling ban, are subject to human review of the record. You may dispute a restriction through the contact page or your support ticket. Checkout Saver will not promise to keep personal data forever where privacy law requires deletion.

The live website already has selling restrictions, including restrictions tied to a gift card balance that falls while a card is listed. This draft does not change those tools and does not publish detection logic.

10. Source of cards

Checkout Saver prefers cards that come from a retailer purchase, a legitimate promotion, documented wholesale, an authorized bulk purchase, verified business inventory, and all lawful channels.

Checkout Saver may ask for receipts, invoices, order confirmations, proof of payment, business documents, supplier information, wholesale agreements, and acquisition history. Additional trust privileges, if offered later, depend on that history.

11. Payout methods

Seller Proceeds are amounts Checkout Saver owes you for a Completed Purchase — a trade payable, not a general-purpose stored-value wallet. Under this Agreement, you select an external payout destination when you sell — PayPal by default. Checkout Saver may later offer bank payout, or a rewards gift card through a provider such as Tango, solely as a method of paying that payable. When the Holding Period and any permitted hold end, or when Checkout Saver otherwise releases Seller Proceeds, Checkout Saver intends to pay that destination (including by automated payout) rather than leave Seller Proceeds as a spendable on-site balance. At no times are sellers able or permitted to transfer Proceeds to another user, purchase inventory, or use as remittance. Payables are required to be sent to external accounts owned by the Seller as soon as they become available.

PayPal payouts are sent by PayPal under PayPal’s own rules. A rewards gift-card payout, if offered, discharges Seller Proceeds; it is not permission to operate a general wallet. Cryptocurrency, if offered for Seller Proceeds, is paid only through an approved processor; Checkout Saver does not transmit cryptocurrency on your behalf.

Members may still have a separate account balance from cashback or older activity. That legacy balance is not Seller Proceeds under this draft and may be withdrawn under then-current product rules until drained. Checkout Saver’s intended model is that amounts it owes members (including cashback rebates) are paid to an external destination and are not for peer-to-peer transfers.

A Payout may require completed identity verification, a finished hold, sanctions screening when Checkout Saver performs it, a verified destination, a fraud review, a minimum amount, and a disclosed fee. Checkout Saver will not invent a fee in this draft. Any fee will be shown before you confirm the destination or the Payout.

12. General terms

Limitation of liability

To the extent the law allows, Checkout Saver is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, arising out of an Offer or a Rejected Card. Checkout Saver’s liability for a Completed Purchase is limited to unpaid Seller Proceeds properly due, plus a documented direct loss caused by Checkout Saver’s breach. This limit does not apply to a liability that cannot be limited, including fraud by Checkout Saver or a non-waivable consumer right.

Indemnity

You will indemnify Checkout Saver against claims, retailer chargebacks, and documented losses arising from a broken warranty, your misuse of credentials after acceptance, or your violation of law, except to the extent Checkout Saver caused the loss.

Rejection, suspension, and termination

Checkout Saver may reject any card, request documents, suspend new Offers, or terminate this Agreement. Termination does not erase a Completed Purchase or a record Checkout Saver must keep. Unpaid Seller Proceeds that are not subject to a permitted hold or a proven warranty breach remain payable.

Disputes, Florida law, and arbitration

Colorado law governs this Agreement, without regard to conflict-of-law rules, because Checkout Saver treats Colorado as its home jurisdiction. This choice does not deprive you of a non-waivable protection of your home state.

Before filing a claim, you and Checkout Saver will try to resolve the dispute informally for 30 days after written notice through the contact page.

Except where this paragraph is unenforceable, either party may elect binding individual arbitration under the Federal Arbitration Act. The arbitrator sits in Florida. You may also bring an individual claim in small-claims court. You and Checkout Saver waive class and representative proceedings only to the extent a court finds that waiver enforceable for this type of customer. Either of you may reject the arbitration clause by written notice through the contact page within 30 days after you accept this Agreement. Non-waivable statutory rights, and a request for temporary injunctive relief to stop ongoing fraud or misuse of credentials, are not waived. If a court finds the class waiver unenforceable, the arbitration clause does not apply to that class claim. The rest of the Agreement stays in effect.

Other

• Severability. If one term is unenforceable, the remainder stays in effect.
• Electronic records. You agree to electronic contracts and notices under the federal E-SIGN Act and the Florida Uniform Electronic Transaction Act, to the extent they apply.
• Updates. Checkout Saver may update this Agreement by posting a new version with a new date. A material change to purchase, hold, or payout terms applies to new Offers after notice. It does not silently rewrite a Completed Purchase.
• Notice. Checkout Saver may notify you through the email on your account or a message in your account. You may contact Checkout Saver through the contact page.
• Retention. Checkout Saver keeps transaction records as described in the Privacy Policy and as the law requires. It does not promise permanent retention of identity images.
• Privacy. The Privacy Policy is part of this Agreement for personal information.
• Compliance with law. You will not use the service for unlawful activity, money laundering, sanctions evasion, or fraud.
• Tax. You are responsible for your own taxes. Checkout Saver may send information returns if the law requires them. This Agreement does not decide whether a particular IRS form applies.
• Prohibited activities. You may not submit cards you do not have rights in, manipulate balances, open undisclosed related accounts to evade a limit or a ban, or use Checkout Saver to move funds for someone else.

Contact and related policies

• Contact
• Terms & Conditions (current operative site terms)
• Privacy Policy
• Anti-Money Laundering & Identity Verification Policy